Impact

Between January 2024 and September 2026, DGV enabled more than 1 million unique dairy farmers across seven Indian states to access formal financial services, facilitating loan disbursements through its lending ecosystem.

DGV’s integrated approach aims to strengthen digital financial infrastructure for rural India by connecting dairy farmers and the wider dairy ecosystem to formal credit, livestock insurance, digital bovine health certificates and marketplace services, with the potential to expand into farm equipment and micro-dairy enterprise financing. By combining dairy-sector data with technology-led lending and insurance solutions, DGV enables financial institutions to reach underserved rural communities more efficiently.

DGV’s key impact metrics demonstrate the scale of this ecosystem:

• More than 1 million dairy farmers represented in the dairy ecosystem and financial data network.

• 95 per cent of dairy loans on the Reserve Bank of India’s Unified Lending Interface (ULI) powered by DGV, reflecting its role in enabling digital dairy lending through the platform.

• 100 per cent digital loan journeys, enabling end-to-end digital processing without a paper-based journey.

• Presence across seven states, with 67 per cent women beneficiaries, highlighting the platform’s contribution to women’s financial inclusion.

• More than 42,853 digital bovine health certificates issued.

• More than 4,454 bovines insured, helping dairy farmers access livestock risk protection.

• More than 4,139 bovines sold through the digital marketplace ecosystem, connecting livestock buyers and sellers.

By making dairy-related income and livestock information more accessible to ecosystem partners, DGV seeks to help farmers build stronger pathways to formal finance and productive investment. Its approach is designed to support greater financial inclusion while enabling lenders and other partners to serve the dairy sector more effectively.

Future outlook

DGV’s immediate priorities are to strengthen its partnerships with banks and non-banking financial companies (NBFCs), expand its technology integrations and deepen the connections between lending, productive asset purchases and livestock insurance. The company plans to onboard five additional banking or NBFC partners and enable deeper, integrated implementations with two lenders across its core platforms.

Over the longer term, DGV aims to explore expansion into two to three markets across Africa and Southeast Asia over the next three to five years, working with suitable local partners. It also sees an opportunity to contribute to the development of digital infrastructure for bovine identity, health certification, livestock traceability and livestock-linked finance.

As the platform evolves, DGV intends to extend its capabilities to support financing for farm equipment, micro-dairy enterprises and other rural productive activities. Its broader ambition is to help make rural livelihoods more visible and financially assessable, enabling farmers to access the services and investments needed to build more resilient livelihoods.